In debt too deep? All your money going to interest? Debt Consolidation Services is a Free Christian Service to help you begin your journey out of debt, in 30 minutes or less!

Reduce Your Payments by up to 70% Through Debt Consolidation!

We're ready to help you! If your objective is to:

• Reduce or eliminate high interest rates
• Lower your monthly payments
• Reduce or eliminate late charges
• Avoid bankruptcy
• Reduce or eliminate penalties
• Consolidate your bills into one monthly payment or simply get out of debt the fastest way possible!

Take Advantage and Consolidate Today!

We are now able to assist families who are in financial turmoil at no charge. We will accomplish this through our national telephone ministry and financial freedom seminars.

The Debt Management Program takes only 30 minutes to complete and can be conducted over the telephone in the comfort and safety of the caller’s home (face-to-face counseling sessions can also be made available based on geographic availability). Our Christian telephone counselors assist the caller by:

Stopping creditor harassment - Creditors are usually very happy to receive regular monthly payments and work with our ministry to help their customers get back on track.

Reducing finance charges - Many creditors offer assistance with the callers plan by lowering or eliminating interest charges and late fees.

Providing one place to pay - No more checks to write all month long. One payment per month handles everything.

Providing a fast payoff time - Callers will see their balances go month after month as they move toward their goal because now more if not all of their payment will go towards the principle balance.

Helping the caller fulfill God’s command to Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law. - Romans 13:8

Proving peace of mind - There is no better feeling than knowing that your bill are being taken care of and that you’re on your way to financial freedom!

Our counselors will provide the above services by reviewing the caller’s financial obligations and construct a repayment program to their creditors. Often, interest charges, late fees and penalties are dropped with lower payments. This allows more of the caller’s payment to be applied to the principle balance, paying their debt quicker.

Our counselors will also assist the caller in preparing a detailed budget for them based upon their income and living expenses. They will provide the needed encouragement to ensure discipline and commitment to become debt free.

Our service department will communicate with the caller’s creditors to restructure their payback schedule, and obtain approval for the repayment program. Our service department also stands in the gap between our caller and collector harassment by being the caller’s dedicated representative. Finally, our service department will also manage the caller’s obligations, keep tack of their progress to insure that the creditors are paid on time. A monthly status report of their account is provided to the caller.

We will provide, free of charge, self-help materials, based on scriptural principles.

Once a family is on a debt management program, they will need additional training and support through Pastoral care. We, with our 36 satellite church counseling centers in the Southern California area, work with and through the local church providing Biblical financial principle materials and educational seminars.

While the above solution is free to the caller, we do ask for a monthly donation of twenty dollars. The full program will be provided to the caller whether or not they contribute to the ministry.

Our solution to the ever growing indebtedness of God’s people has been funded initially by financial supporters of this ministry and is sustained by the participation of many of the creditors in contributing a percentage of the caller’s fee back to our ministry. Our client's individual monthly contribution is also a vital aspect of our support.

Debt Consolidation Services offers a FREE QUOTE with NO OBLIGATION! Get started today!